Mint.com

Money management software has been a marriage-saver in our home. I seem to have a black hole in my wallet, while my husband keeps a TIGHT grip on every penny. Since I keep track of our finances (because my mom did), when the money disappears, it's on my shoulders.

Mint.com offers free web-based software to help you keep track of your expenses, follow a budget, and perhaps make changes where needed.

Tips:

• Read cnet.com's review.

Thanks, Jamie, for the head's up!